Pensions
State, occupational and private pensions are the classic D7 income. An official award letter and recent bank statements usually prove them.
Portugal D7 visa
Portugal D7 Passive Income Visa for retirees and investors
Move to Portugal on income you already receive — a pension, rent, dividends or royalties — with no need to work locally. We prepare your file and guide you from the consulate to your AIMA residence card.
Talk to an advisor- No job in Portugal needed
- Income and savings checked upfront
- Spouse, children and parents included
Advisors in English and Portuguese
At a glance
The Portugal D7 visa in five figures
What you need to know before planning a move on the passive income route in 2026.
€920/mo Minimum passive income
Equal to the 2026 Portuguese minimum wage, net, over the last six consecutive months.
€11,040 Minimum savings
Twelve months of the income threshold, held in a bank account in your name.
2–4 months Typical processing time
Depends on your country, appointment availability and how quickly your documents are ready.
2 + 3 years Residence permit
A two-year first permit from AIMA, renewable for a further three years.
5 years Path to citizenship
Five years of legal residence makes you eligible to apply for Portuguese nationality.
Who it suits
Who the D7 passive income visa is for
The D7 rewards stable income that does not depend on a job in Portugal.
- Retirees living on a pension
- Landlords with rental income
- Investors living on dividends
- Authors and creators receiving royalties
- Business owners drawing passive returns
- Families relocating on one passive income
- Early retirees seeking long-term EU residence
How it works
What the Portugal D7 visa is
The D7 is a Portuguese national visa for people who can support themselves from passive income. It is often called the retirement visa, but it is open to anyone whose money comes from pensions, property, investments or intellectual property rather than from active work. You are not required to take a job in Portugal.
You apply from your country of residence through the Portuguese consulate, usually via a VFS appointment. Once the visa is issued, you travel to Portugal and attend an appointment with AIMA, which grants a first residence permit valid for two years. It can then be renewed for three more years.
The financial bar is the lowest of Portugal's residence visas. Your net passive income must reach €920 a month, the 2026 minimum wage, over the last six consecutive months. You also need savings of €11,040, and ideally enough in the bank to cover at least a year of living costs in Portugal.
After five years of legal residence you can apply for Portuguese citizenship and an EU passport.
- Income must be passive and arrive regularly — pensions, rent, dividends or royalties.
- It is assessed net, over the six consecutive months before you apply.
- The threshold rises for each family member who joins you.
- Health insurance, a clean criminal record and an address in Portugal are mandatory.
Eligibility
D7 visa requirements in 2026
Each applicant must meet all of these conditions. Our legal team reviews them with you before anything is filed.
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Passive income of at least €920 a month
Pensions, rent, dividends, royalties or other non-employment income must reach this level, measured net over the last six consecutive months.
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Higher income for family members
A spouse adds €460 a month (50%) and each dependent child adds €276 (30%). A couple with two children therefore needs €1,932 a month.
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Savings of €11,040
Bank statements must show savings of at least €11,040. Ideally they cover a minimum of twelve months of living expenses in Portugal.
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Evidence of where the income comes from
Pension letters, lease agreements, dividend statements or royalty contracts show the source of your income and that it is stable.
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Health and travel insurance
Private cover must last for the full length of the visa or permit and must not include co-payments.
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Clean criminal record
You need a police certificate from your country of residence and from every country you have lived in during the last five years. Each one must be under 90 days old, apostilled or legalised, and translated into Portuguese.
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Accommodation in Portugal
A rental contract, a property deed or a formal invitation or hosting letter from someone who will house you.
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Portuguese tax number and consulate extras
A NIF is needed for a lease, a bank account and the application itself. Some consulates ask for additional documents depending on your circumstances.
Accepted income
Passive income that counts for the D7 visa
The consulate looks for income that keeps arriving without you working for it. These are the most common sources.
Rental income
Rent from property you own, in Portugal or abroad, counts when it is supported by lease contracts and matching deposits.
Dividends and investment returns
Regular dividends or other investment income qualify when statements show a consistent pattern over time.
Royalties
Payments for books, music, patents or other intellectual property are accepted as passive income.
Other non-employment income
Other recurring income that does not come from a job can also qualify. We check how your consulate is likely to view it.
Active income? Look at the D8
A remote salary, freelance fees or business revenue point to the D8 digital nomad visa instead, which has a higher threshold of €3,680 a month.
The process
How to apply for the D7 visa
From the first eligibility check to your residence card, these are the stages your application goes through.
- 01
Check eligibility and income
We confirm your income is passive and stable, and calculate the threshold for your household before you spend anything on documents.
- 02
Get a NIF and build your file
You obtain a Portuguese tax number, order police certificates, arrange apostilles and translations, and secure insurance and accommodation. We review every document before submission.
- 03
Submit at the consulate or VFS
The application is lodged with the Portuguese consulate for your place of residence, usually through a VFS appointment that we help you book.
- 04
Receive your visa and travel
Most decisions arrive within two to four months. Once the D7 is in your passport, you can travel to Portugal.
- 05
Attend your AIMA appointment
In Portugal you present your documents and biometrics to AIMA, which decides on your residence permit.
- 06
Collect and renew your residence card
AIMA issues a two-year card. You renew it for three more years, and after five years of residence you can apply for citizenship.
What's included
How we help
At OlaVisa, we take on the bureaucracy so you can concentrate on the move itself. Our legal team owns your application from the first document to the final decision, making sure it is accurate, complete and aligned with what the consulate expects. We make a complicated process simple, so your attention stays on your next chapter rather than on paperwork.
Talk to an advisorFull-Service Visa Support
We run your application from beginning to end, so every step is done correctly, without wasted time and to the exact requirements of the consulate that will decide it.
Residency Permit Support
The visa is only the first milestone — the residence card is the real goal. Our support carries on until you hold it, and one fee covers the whole journey to your new life in Portugal.
Thorough Document Review
Each document is checked for accuracy and compliance before it is submitted, which prevents the delays and refusals small errors cause. A secure client portal keeps your files and our updates in one place.
Consulate Scheduling
We book and coordinate your VFS, consulate and AIMA appointments as quickly as availability allows, on dates that fit around your plans.
Appeals & Revisions
If something does not go to plan, we handle the appeal or correction to put your application back on course. It is never one attempt and done — we stay with you until there is an outcome.
Uncapped Access to Our Legal Team
Ask as many questions as you need, with no cap of one or two calls. Our legal team is available by email and phone throughout your case, with clear and timely answers.
Strategic Legal Planning
The most obvious route is not always the one with the best chance of success. We take the time to understand your whole situation and point you towards the path we believe serves you best.
After the visa
Legal & Financial Setup
Our support carries on once your visa is granted. From your Portuguese NIF number to your bank account, we take care of the details so you can settle in with confidence and peace of mind.
Taxes
Start compliant from day one, with tax guidance built around expats and businesses.
NIF / Bank
Get your Portuguese tax number (NIF) and a Portuguese bank account quickly and without the hassle.
Learn moreCompany Formation
Launch your business in Portugal with full legal support, from setting it up to registering it.
Employee Relocation
Move your team smoothly, with visa, tax and legal support at every step.
Portugal questions
D7 Passive Income Visa: questions answered
Get answers to common questions about visa applications, requirements, and processes.
How much income do I need for the Portugal D7 visa in 2026?
The main applicant needs net passive income of at least €920 a month, equal to the 2026 minimum wage. A spouse adds €460 and each child adds €276. The income is assessed over the last six consecutive months.
How much savings do I need for the D7 visa?
Plan for savings of at least €11,040, which is twelve months of the income threshold. Consulates like to see enough to cover a year of living costs in Portugal, so a larger balance strengthens your file.
What counts as passive income for the D7?
Pensions, rental income, dividends, royalties and other income that does not come from employment. A salary, freelance fees or business revenue are treated as active income and fit the D8 visa instead.
How long does the D7 visa take?
Most applications take two to four months. The exact timing depends on the consulate, appointment availability and how complete your documents are when you submit.
Can I bring my family on a D7 visa?
Yes. Spouses, children and dependent parents can be included. Each family member raises the income requirement and needs their own insurance and documents.
Can I work in Portugal on a D7 visa?
The D7 is granted on the strength of passive income, so you do not need a job in Portugal. If your plan depends on working, talk to us first so we can check whether the D8 or another route fits better.
How long is the D7 residence permit valid?
AIMA grants a first permit for two years. It can then be renewed for three more years as long as you still meet the conditions.
Does the D7 visa lead to Portuguese citizenship?
Yes. After five years of legal residence in Portugal you can apply for Portuguese nationality, which comes with an EU passport.
Right here with you, wherever you're headed
Local offices. Global support.
Relocating is easier with people on your side. With offices in Portugal, the UK, the UAE, Turkey and Australia, our team is on the ground to help you settle in with confidence.
- PT
Coimbra, Portugal
Praça da República 9, Sala 8, 3070-304 Mira, Coimbra, Portugal +351 938 599 748 - GB
London, United Kingdom
30 Berkeley Square, Mayfair, London W1J 6EF, UK +44 (0) 203 393 1028 - AE
Dubai, United Arab Emirates
Silicon Oasis, Digital Park, IFZA Buildings A2, Dubai +971 56 00 65 007 - TR
İstanbul, Turkey
Bostancı Mah, Bağdat Cad. No: 472/A, Kadıköy / İstanbul +90 530 754 35 67 - AU
Melbourne, Australia
Suite 329/98-100 Elizabeth Street, Melbourne, VIC 3000, Australia +61 1300 440 170
Other services
More ways we help in Portugal
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Talk to an advisor Plan your move on passive income
Talk to an advisor about your income, your savings and the right time to file your D7 application.